:root {
	--ar-ink: #172635;
	--ar-blue: #1f5f8f;
	--ar-teal: #1b9a8a;
	--ar-gold: #d7a84d;
	--ar-coral: #d96a4f;
	--ar-paper: #f6f7f4;
	--ar-soft: #eef5f3;
	--ar-white: #ffffff;
	--ar-muted: #607083;
	--ar-line: #dfe6e4;
	--ar-shadow: 0 18px 60px rgba(23, 38, 53, .12);
}

html {
	scroll-behavior: smooth;
}

body.ar-seguros-site {
	margin: 0;
	background: var(--ar-paper);
	color: var(--ar-ink);
	direction: ltr;
	font-family: Inter, Arial, Helvetica, sans-serif;
	letter-spacing: 0;
	text-align: left;
}

.ar-seguros-site *,
.ar-seguros-site *::before,
.ar-seguros-site *::after {
	box-sizing: border-box;
}

.ar-seguros-site a {
	color: inherit;
	text-decoration: none;
}

.ar-container {
	width: min(1180px, calc(100% - 36px));
	margin: 0 auto;
}

.ar-header {
	position: sticky;
	top: 0;
	z-index: 50;
	background: rgba(255, 255, 255, .94);
	border-bottom: 1px solid rgba(23, 38, 53, .08);
	backdrop-filter: blur(14px);
}

.ar-header__inner {
	width: min(1180px, calc(100% - 36px));
	min-height: 78px;
	margin: 0 auto;
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 22px;
}

.ar-brand {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-width: 250px;
	min-height: 58px;
	padding: 8px 14px;
	border: 1px solid rgba(255, 255, 255, .12);
	border-radius: 8px;
	background: linear-gradient(135deg, #142231, #24394a);
	color: var(--ar-ink);
	box-shadow: 0 14px 34px rgba(23, 38, 53, .14);
}

.ar-brand__logo {
	display: block;
	width: 222px;
	height: auto;
	max-height: 50px;
	object-fit: contain;
}

.ar-brand--footer {
	width: fit-content;
	min-width: 260px;
	background: linear-gradient(135deg, #101b27, #22384a);
}

.ar-nav {
	display: flex;
	align-items: center;
	gap: 22px;
	color: #263949;
	font-size: 14px;
	font-weight: 800;
}

.ar-nav a {
	position: relative;
	padding: 8px 0;
}

.ar-nav a::after {
	position: absolute;
	left: 0;
	right: 100%;
	bottom: 2px;
	height: 2px;
	content: "";
	background: var(--ar-gold);
	transition: right .2s ease;
}

.ar-nav a:hover::after {
	right: 0;
}

.ar-menu-toggle {
	display: none;
	width: 44px;
	height: 44px;
	border: 1px solid var(--ar-line);
	border-radius: 8px;
	background: #fff;
}

.ar-menu-toggle span {
	display: block;
	width: 20px;
	height: 2px;
	margin: 5px auto;
	background: var(--ar-ink);
}

.ar-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-height: 48px;
	padding: 0 18px;
	border: 1px solid transparent;
	border-radius: 8px;
	font-size: 14px;
	font-weight: 900;
	line-height: 1;
	transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}

.ar-btn:hover {
	transform: translateY(-1px);
	box-shadow: 0 12px 28px rgba(23, 38, 53, .14);
}

.ar-btn--primary {
	background: var(--ar-gold);
	color: #111827;
}

.ar-btn--dark {
	background: var(--ar-ink);
	color: #fff;
}

.ar-btn--light {
	background: rgba(255, 255, 255, .1);
	border-color: rgba(255, 255, 255, .38);
	color: #fff;
}

.ar-btn--advisor {
	background: rgba(255, 255, 255, .95);
	color: var(--ar-ink);
}

.ar-hero {
	position: relative;
	overflow: hidden;
	background:
		linear-gradient(120deg, rgba(13, 25, 38, .98) 0%, rgba(31, 95, 143, .88) 58%, rgba(27, 154, 138, .88) 100%);
	color: #fff;
}

.ar-hero__bg {
	position: absolute;
	inset: 0;
	background:
		linear-gradient(135deg, transparent 0 42%, rgba(255, 255, 255, .08) 42% 43%, transparent 43% 100%),
		linear-gradient(90deg, rgba(215, 168, 77, .16), transparent 42%);
	clip-path: polygon(48% 0, 100% 0, 100% 100%, 64% 100%);
}

.ar-hero__grid {
	position: relative;
	display: grid;
	grid-template-columns: minmax(0, 1fr) minmax(300px, 430px);
	gap: 48px;
	align-items: center;
	min-height: 670px;
	padding: 72px 0;
}

.ar-eyebrow {
	margin: 0 0 12px;
	color: var(--ar-gold);
	font-size: 13px;
	font-weight: 900;
	letter-spacing: .08em;
	text-transform: uppercase;
}

.ar-hero h1,
.ar-section h2,
.ar-contact h2 {
	margin: 0;
	font-weight: 900;
	letter-spacing: 0;
}

.ar-hero h1 {
	max-width: 780px;
	color: #fff;
	font-size: clamp(42px, 6vw, 82px);
	line-height: 1.02;
}

.ar-hero__copy > p:not(.ar-eyebrow) {
	max-width: 700px;
	margin: 24px 0 0;
	color: rgba(255, 255, 255, .78);
	font-size: 19px;
	line-height: 1.75;
}

.ar-actions {
	display: flex;
	flex-wrap: wrap;
	gap: 12px;
	margin-top: 30px;
}

.ar-hero-live {
	display: inline-flex;
	align-items: center;
	gap: 10px;
	margin-top: 24px;
	padding: 10px 14px;
	border: 1px solid rgba(255, 255, 255, .22);
	border-radius: 10px;
	background: rgba(255, 255, 255, .1);
	color: rgba(255, 255, 255, .78);
	font-size: 14px;
	font-weight: 800;
}

.ar-hero-live strong {
	color: #fff;
	font-size: 18px;
}

.ar-hero-live [data-rotator] {
	display: inline-block;
	min-width: 88px;
	transition: opacity .16s ease;
}

.ar-hero-card {
	padding: 30px;
	background: rgba(255, 255, 255, .95);
	color: var(--ar-ink);
	border-radius: 10px;
	box-shadow: var(--ar-shadow);
}

.ar-hero-card__label {
	display: inline-flex;
	margin-bottom: 18px;
	padding: 8px 10px;
	border-radius: 6px;
	background: var(--ar-soft);
	color: var(--ar-teal);
	font-size: 12px;
	font-weight: 900;
	text-transform: uppercase;
}

.ar-hero-card h2 {
	margin: 0;
	font-size: 34px;
	line-height: 1.05;
	font-weight: 900;
	letter-spacing: 0;
}

.ar-hero-card p {
	margin: 14px 0 0;
	color: var(--ar-muted);
	line-height: 1.65;
}

.ar-hero-card__stats {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: 10px;
	margin-top: 24px;
}

.ar-hero-card__stats div,
.ar-trust__grid div,
.ar-benefits div,
.ar-proof-grid article,
.ar-assistance-card,
.ar-faq details {
	border: 1px solid var(--ar-line);
	border-radius: 10px;
	background: #fff;
}

.ar-hero-card__stats div {
	padding: 12px;
}

.ar-hero-card__stats strong {
	display: block;
	font-size: 28px;
	line-height: 1;
}

.ar-hero-card__stats span {
	display: block;
	margin-top: 6px;
	color: var(--ar-muted);
	font-size: 12px;
	font-weight: 800;
}

.ar-hero-visual {
	position: relative;
	min-height: 560px;
}

.ar-hero-visual__slider {
	position: relative;
	width: min(100%, 520px);
	height: 540px;
	margin-left: auto;
	border: 10px solid rgba(255, 255, 255, .18);
	border-radius: 14px;
	overflow: hidden;
	background: linear-gradient(135deg, #edf3f7, #fff);
	box-shadow: 0 34px 90px rgba(3, 12, 22, .34);
	animation: ar-float 7s ease-in-out infinite;
}

.ar-hero-visual__main {
	position: absolute;
	inset: 0;
	width: 100%;
	height: 100%;
	display: block;
	object-fit: contain;
	object-position: center;
	opacity: 0;
	transition: opacity .7s ease, transform 5s ease;
}

.ar-hero-visual__main.is-active {
	opacity: 1;
	transform: scale(1.015);
}

.ar-hero-visual__mini,
.ar-hero-visual__stats {
	position: absolute;
	left: 0;
	border: 1px solid rgba(255, 255, 255, .2);
	border-radius: 12px;
	background: rgba(255, 255, 255, .94);
	color: var(--ar-ink);
	box-shadow: 0 22px 60px rgba(3, 12, 22, .22);
}

.ar-hero-visual__mini {
	bottom: 96px;
	width: min(330px, 86%);
	display: grid;
	grid-template-columns: 82px 1fr;
	gap: 14px;
	align-items: center;
	padding: 12px;
}

.ar-hero-visual__mini img {
	width: 82px;
	height: 82px;
	border-radius: 8px;
	object-fit: cover;
	object-position: center 14%;
}

.ar-hero-visual__mini span,
.ar-request-panel > div > span {
	display: block;
	color: var(--ar-teal);
	font-size: 12px;
	font-weight: 900;
	text-transform: uppercase;
}

.ar-hero-visual__mini strong {
	display: block;
	margin-top: 5px;
	font-size: 17px;
	line-height: 1.2;
}

.ar-hero-visual__stats {
	right: 0;
	bottom: 0;
	left: auto;
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	width: min(430px, 94%);
	overflow: hidden;
}

.ar-hero-visual__stats div {
	padding: 18px 14px;
}

.ar-hero-visual__stats div + div {
	border-left: 1px solid var(--ar-line);
}

.ar-hero-visual__stats strong {
	display: block;
	color: var(--ar-blue);
	font-size: 30px;
	line-height: 1;
}

.ar-hero-visual__stats span {
	display: block;
	margin-top: 7px;
	color: var(--ar-muted);
	font-size: 12px;
	font-weight: 800;
}

.ar-trust {
	background: #fff;
	border-bottom: 1px solid var(--ar-line);
}

.ar-trust__grid {
	display: grid;
	grid-template-columns: repeat(4, 1fr);
	gap: 14px;
	padding: 20px 0;
}

.ar-trust__grid div {
	padding: 18px;
}

.ar-trust strong,
.ar-trust span {
	display: block;
}

.ar-trust strong {
	font-size: 16px;
}

.ar-trust span {
	margin-top: 6px;
	color: var(--ar-muted);
	font-size: 13px;
	font-weight: 700;
}

.ar-photo-strip {
	padding: 42px 0 58px;
	background: #fff;
}

.ar-photo-strip__grid {
	display: grid;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 24px;
	align-items: center;
}

.ar-photo-strip figure {
	position: relative;
	min-height: 0;
	aspect-ratio: 4 / 3;
	margin: 0;
	overflow: hidden;
	border-radius: 12px;
	background: linear-gradient(135deg, #edf3f7, #fff);
	box-shadow: 0 18px 42px rgba(23, 38, 53, .12);
}

.ar-photo-strip img {
	width: 100%;
	height: 100%;
	display: block;
	object-fit: cover;
	object-position: center;
	opacity: .96;
	transition: transform .5s ease, opacity .5s ease;
}

.ar-photo-strip figure:nth-child(1) img {
	object-position: center 34%;
}

.ar-photo-strip figure:nth-child(2) img {
	object-position: center center;
}

.ar-photo-strip figure:nth-child(3) img {
	object-position: center 28%;
}

.ar-photo-strip figure:hover img {
	transform: scale(1.02);
	opacity: 1;
}

.ar-photo-strip figcaption {
	position: absolute;
	left: 16px;
	bottom: 16px;
	padding: 9px 12px;
	border-radius: 8px;
	background: rgba(255, 255, 255, .92);
	color: var(--ar-ink);
	font-size: 13px;
	font-weight: 900;
}

.ar-advisor-flow {
	padding: 76px 0;
	background:
		linear-gradient(135deg, rgba(23, 38, 53, .96), rgba(31, 95, 143, .9)),
		linear-gradient(90deg, transparent, rgba(215, 168, 77, .16));
	color: #fff;
}

.ar-advisor-flow__grid {
	display: grid;
	grid-template-columns: minmax(0, .75fr) minmax(420px, 1fr);
	gap: 32px;
	align-items: center;
}

.ar-advisor-flow h2 {
	margin: 0;
	color: #fff;
	font-size: clamp(34px, 4vw, 56px);
	line-height: 1.05;
	font-weight: 900;
}

.ar-advisor-flow p:not(.ar-eyebrow) {
	margin: 18px 0 0;
	color: rgba(255, 255, 255, .75);
	line-height: 1.75;
}

.ar-advisor-actions {
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: 14px;
}

.ar-advisor-actions button {
	min-height: 128px;
	padding: 18px;
	border: 1px solid rgba(255, 255, 255, .18);
	border-radius: 12px;
	background: rgba(255, 255, 255, .1);
	color: #fff;
	text-align: left;
	cursor: pointer;
	transition: transform .24s ease, background .24s ease, border-color .24s ease;
}

.ar-advisor-actions button:hover {
	transform: translateY(-4px);
	border-color: rgba(215, 168, 77, .65);
	background: rgba(255, 255, 255, .16);
}

.ar-advisor-actions strong,
.ar-advisor-actions span {
	display: block;
}

.ar-advisor-actions strong {
	font-size: 20px;
	line-height: 1.15;
}

.ar-advisor-actions span {
	margin-top: 8px;
	color: rgba(255, 255, 255, .72);
	font-weight: 700;
	line-height: 1.5;
}

.ar-section {
	padding: 86px 0;
}

.ar-section--split,
.ar-section--soft {
	background: #fff;
}

.ar-section--dark {
	background: var(--ar-ink);
	color: #fff;
}

.ar-section__head {
	display: flex;
	align-items: flex-end;
	justify-content: space-between;
	gap: 32px;
	margin-bottom: 34px;
}

.ar-section h2,
.ar-contact h2 {
	color: var(--ar-ink);
	font-size: clamp(34px, 4.2vw, 58px);
	line-height: 1.05;
}

.ar-section__head > p,
.ar-section__head div + p {
	max-width: 560px;
	margin: 0;
	color: var(--ar-muted);
	line-height: 1.7;
}

.ar-section__head--light h2,
.ar-section__head--light p {
	color: #fff;
}

.ar-section__head--light div + p {
	color: rgba(255, 255, 255, .72);
}

.ar-card-grid {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: 18px;
}

.ar-service-card {
	min-height: 285px;
	display: flex;
	flex-direction: column;
	padding: 24px;
	border: 1px solid var(--ar-line);
	border-radius: 12px;
	background: #fff;
	box-shadow: 0 12px 34px rgba(23, 38, 53, .06);
	transition: transform .25s ease, border-color .25s ease, box-shadow .25s ease;
}

.ar-service-card:hover {
	transform: translateY(-6px);
	border-color: rgba(27, 154, 138, .38);
	box-shadow: 0 24px 60px rgba(23, 38, 53, .13);
}

.ar-card-number {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 42px;
	height: 42px;
	margin-bottom: 22px;
	border-radius: 8px;
	background: var(--ar-soft);
	color: var(--ar-teal);
	font-weight: 900;
}

.ar-service-card img {
	width: 58px;
	height: 58px;
	margin: -62px 0 20px auto;
	object-fit: contain;
	filter: drop-shadow(0 10px 18px rgba(23, 38, 53, .14));
}

.ar-service-card h3 {
	margin: 0;
	font-size: 23px;
	line-height: 1.18;
	font-weight: 900;
	letter-spacing: 0;
}

.ar-service-card p {
	margin: 14px 0 20px;
	color: var(--ar-muted);
	line-height: 1.65;
}

.ar-service-card button {
	margin-top: auto;
	padding: 0;
	border: 0;
	background: transparent;
	color: var(--ar-blue);
	font-weight: 900;
	font: inherit;
	text-align: left;
	cursor: pointer;
}

.ar-service-card button:hover {
	color: var(--ar-teal);
}

.ar-service-card .ar-service-card__advisor {
	width: fit-content;
	margin-top: 12px;
	padding: 9px 11px;
	border: 1px solid rgba(31, 95, 143, .18);
	border-radius: 8px;
	background: var(--ar-soft);
	color: var(--ar-ink);
	font-size: 13px;
}

.ar-service-card .ar-service-card__advisor:hover {
	background: var(--ar-ink);
	color: #fff;
}

.ar-quote-system {
	position: relative;
	padding: 86px 0;
	overflow: hidden;
	background:
		linear-gradient(135deg, rgba(246, 247, 244, .96), rgba(238, 245, 243, .98)),
		linear-gradient(90deg, transparent 0 60%, rgba(31, 95, 143, .12) 60% 100%);
}

.ar-quote-system::before {
	position: absolute;
	inset: auto 0 0;
	height: 6px;
	content: "";
	background: linear-gradient(90deg, var(--ar-blue), var(--ar-teal), var(--ar-gold), var(--ar-coral));
}

.ar-quote-system__grid {
	display: grid;
	grid-template-columns: minmax(0, .78fr) minmax(420px, 1fr);
	gap: 38px;
	align-items: start;
}

.ar-quote-system__copy h2 {
	margin: 0;
	color: var(--ar-ink);
	font-size: clamp(34px, 4vw, 56px);
	line-height: 1.05;
	font-weight: 900;
}

.ar-quote-system__copy p:not(.ar-eyebrow) {
	margin: 18px 0 0;
	color: var(--ar-muted);
	font-size: 17px;
	line-height: 1.75;
}

.ar-mini-metrics {
	display: grid;
	gap: 10px;
	margin-top: 26px;
}

.ar-mini-metrics span {
	display: flex;
	align-items: center;
	gap: 10px;
	color: var(--ar-ink);
	font-weight: 900;
}

.ar-mini-metrics strong {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 34px;
	height: 34px;
	border-radius: 8px;
	background: var(--ar-gold);
	color: #111827;
}

.ar-request-board {
	padding: 18px;
	border: 1px solid rgba(31, 95, 143, .16);
	border-radius: 14px;
	background: #fff;
	box-shadow: var(--ar-shadow);
}

.ar-request-tabs {
	display: grid;
	grid-template-columns: repeat(4, 1fr);
	gap: 8px;
	margin-bottom: 14px;
}

.ar-request-tabs button,
.ar-request-buttons button {
	min-height: 44px;
	border: 1px solid var(--ar-line);
	border-radius: 8px;
	background: var(--ar-paper);
	color: var(--ar-ink);
	font: inherit;
	font-size: 13px;
	font-weight: 900;
	cursor: pointer;
	transition: transform .2s ease, background .2s ease, border-color .2s ease;
}

.ar-request-tabs button:hover,
.ar-request-buttons button:hover {
	transform: translateY(-1px);
	border-color: rgba(31, 95, 143, .34);
}

.ar-request-tabs button.is-active {
	background: var(--ar-ink);
	color: #fff;
}

.ar-request-panel {
	display: none;
	gap: 18px;
	padding: 24px;
	border-radius: 12px;
	background:
		linear-gradient(135deg, rgba(31, 95, 143, .08), rgba(27, 154, 138, .08)),
		#fff;
}

.ar-request-panel.is-active {
	display: grid;
	animation: ar-panel-in .28s ease both;
}

.ar-request-panel h3 {
	margin: 6px 0 0;
	color: var(--ar-ink);
	font-size: 28px;
	line-height: 1.1;
	font-weight: 900;
}

.ar-request-panel p {
	margin: 10px 0 0;
	color: var(--ar-muted);
	line-height: 1.65;
}

.ar-request-panel label,
.ar-request-panel label span {
	display: block;
}

.ar-request-panel label span {
	margin-bottom: 8px;
	color: var(--ar-ink);
	font-size: 13px;
	font-weight: 900;
	text-transform: uppercase;
}

.ar-request-panel select {
	width: 100%;
	min-height: 48px;
	border: 1px solid var(--ar-line);
	border-radius: 8px;
	background: #fff;
	color: var(--ar-ink);
	font: inherit;
	font-weight: 800;
	padding: 0 13px;
}

.ar-request-buttons {
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: 10px;
}

.ar-request-buttons button.is-selected {
	background: var(--ar-gold);
	border-color: var(--ar-gold);
	color: #111827;
}

.ar-request-actions {
	display: grid;
	grid-template-columns: minmax(0, 1fr) auto;
	gap: 10px;
	align-items: center;
}

.ar-request-summary {
	display: grid;
	grid-template-columns: minmax(0, 1fr) auto;
	gap: 8px 14px;
	align-items: center;
	margin-top: 14px;
	padding: 18px;
	border: 1px solid rgba(31, 95, 143, .16);
	border-radius: 12px;
	background: linear-gradient(135deg, #172635, #1f5f8f);
	color: #fff;
}

.ar-request-summary span,
.ar-request-summary strong,
.ar-request-summary p {
	display: block;
}

.ar-request-summary span {
	grid-column: 1 / -1;
	color: var(--ar-gold);
	font-size: 12px;
	font-weight: 900;
	text-transform: uppercase;
}

.ar-request-summary strong {
	font-size: 22px;
	line-height: 1.15;
}

.ar-request-summary p {
	margin: 0;
	color: rgba(255, 255, 255, .74);
	font-weight: 800;
}

.ar-request-summary button {
	grid-row: 2 / span 2;
	grid-column: 2;
	min-height: 44px;
	padding: 0 14px;
	border: 0;
	border-radius: 8px;
	background: var(--ar-gold);
	color: #111827;
	font: inherit;
	font-size: 13px;
	font-weight: 900;
	cursor: pointer;
}

.ar-split {
	display: grid;
	grid-template-columns: minmax(0, 1fr) minmax(320px, .82fr);
	gap: 42px;
	align-items: center;
}

.ar-split--reverse {
	grid-template-columns: minmax(0, .9fr) minmax(320px, 1fr);
}

.ar-panel {
	padding: 36px;
	border-radius: 12px;
	background: var(--ar-paper);
}

.ar-panel h2,
.ar-split h2 {
	margin: 0;
	color: var(--ar-ink);
	font-size: clamp(34px, 4vw, 54px);
	line-height: 1.07;
	font-weight: 900;
	letter-spacing: 0;
}

.ar-panel p,
.ar-split > div > p {
	margin: 18px 0 0;
	color: var(--ar-muted);
	line-height: 1.75;
	font-size: 17px;
}

.ar-check-list {
	display: grid;
	gap: 10px;
	margin: 22px 0 0;
	padding: 0;
	list-style: none;
}

.ar-check-list li {
	position: relative;
	padding-left: 28px;
	font-weight: 800;
}

.ar-check-list li::before {
	position: absolute;
	left: 0;
	top: 2px;
	width: 18px;
	height: 18px;
	border-radius: 50%;
	content: "";
	background: var(--ar-teal);
}

.ar-image-card {
	position: relative;
	min-height: 430px;
	display: grid;
	align-items: end;
	padding: 26px;
	border-radius: 12px;
	overflow: hidden;
	background: var(--ar-ink);
	color: #fff;
}

.ar-image-card > img {
	position: absolute;
	inset: 0;
	width: 100%;
	height: 100%;
	object-fit: cover;
	object-position: center center;
	opacity: .72;
	transition: transform .55s ease, opacity .55s ease;
}

.ar-image-card:hover > img {
	transform: scale(1.04);
	opacity: .82;
}

.ar-image-card::after {
	position: absolute;
	inset: 0;
	content: "";
	background: linear-gradient(180deg, rgba(23, 38, 53, .05), rgba(23, 38, 53, .88));
}

.ar-image-card__inner {
	position: relative;
	z-index: 1;
	max-width: 360px;
}

.ar-image-card span,
.ar-image-card strong,
.ar-image-card p {
	display: block;
}

.ar-image-card span {
	color: var(--ar-gold);
	font-weight: 900;
	text-transform: uppercase;
}

.ar-image-card strong {
	margin-top: 8px;
	font-size: 34px;
	line-height: 1.05;
}

.ar-image-card p {
	margin: 12px 0 0;
	color: rgba(255, 255, 255, .74);
}

.ar-proof-grid {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: 18px;
}

.ar-proof-grid article {
	padding: 26px;
}

.ar-logo-row {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 14px;
	margin-top: 18px;
}

.ar-logo-row img {
	width: 136px;
	height: 72px;
	padding: 12px;
	border: 1px solid var(--ar-line);
	border-radius: 10px;
	background: #fff;
	object-fit: contain;
	filter: grayscale(.1);
	box-shadow: 0 12px 28px rgba(23, 38, 53, .06);
}

.ar-proof-grid h3,
.ar-assistance-card h3,
.ar-timeline h3 {
	margin: 0;
	font-size: 22px;
	font-weight: 900;
	letter-spacing: 0;
}

.ar-proof-grid p,
.ar-timeline p {
	margin: 12px 0 0;
	color: var(--ar-muted);
	line-height: 1.65;
}

.ar-timeline {
	display: grid;
	grid-template-columns: repeat(5, 1fr);
	gap: 14px;
}

.ar-timeline article {
	padding: 22px;
	border: 1px solid rgba(255, 255, 255, .16);
	border-radius: 12px;
	background: rgba(255, 255, 255, .06);
}

.ar-timeline span {
	display: inline-flex;
	margin-bottom: 14px;
	color: var(--ar-gold);
	font-weight: 900;
}

.ar-timeline h3 {
	color: #fff;
	font-size: 18px;
}

.ar-timeline p {
	color: rgba(255, 255, 255, .72);
}

.ar-chip-row {
	display: flex;
	flex-wrap: wrap;
	gap: 10px;
	margin-top: 24px;
}

.ar-chip-row span {
	display: inline-flex;
	align-items: center;
	min-height: 38px;
	padding: 0 13px;
	border-radius: 8px;
	background: #fff;
	border: 1px solid var(--ar-line);
	color: var(--ar-ink);
	font-weight: 900;
}

.ar-assistance-card {
	padding: 28px;
	box-shadow: var(--ar-shadow);
}

.ar-assistance-card h3 {
	margin-bottom: 18px;
}

.ar-assistance-card div {
	display: flex;
	justify-content: space-between;
	gap: 16px;
	padding: 12px 0;
	border-bottom: 1px solid var(--ar-line);
}

.ar-assistance-card div:last-child {
	border-bottom: 0;
}

.ar-assistance-card span {
	color: var(--ar-blue);
	font-weight: 900;
	text-align: right;
}

.ar-downloads {
	padding: 76px 0;
	background:
		linear-gradient(135deg, rgba(238, 245, 243, .96), rgba(255, 255, 255, .98));
}

.ar-downloads__grid {
	display: grid;
	grid-template-columns: minmax(0, .82fr) minmax(460px, 1fr);
	gap: 34px;
	align-items: start;
}

.ar-downloads__intro {
	position: sticky;
	top: 106px;
	padding: 30px;
	border-radius: 12px;
	background: var(--ar-ink);
	color: #fff;
	box-shadow: var(--ar-shadow);
}

.ar-downloads__intro h2 {
	margin: 0;
	color: #fff;
	font-size: clamp(32px, 4vw, 50px);
	line-height: 1.08;
	font-weight: 900;
}

.ar-downloads__intro p:not(.ar-eyebrow) {
	margin: 18px 0 24px;
	color: rgba(255, 255, 255, .76);
	line-height: 1.75;
}

.ar-download-list {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 14px;
}

.ar-download-list article {
	display: flex;
	min-height: 260px;
	flex-direction: column;
	padding: 24px;
	border: 1px solid var(--ar-line);
	border-radius: 12px;
	background: #fff;
	box-shadow: 0 14px 34px rgba(23, 38, 53, .08);
	transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}

.ar-download-list article:hover {
	transform: translateY(-4px);
	border-color: rgba(27, 154, 138, .35);
	box-shadow: 0 20px 48px rgba(23, 38, 53, .13);
}

.ar-download-list span {
	width: fit-content;
	padding: 7px 9px;
	border-radius: 7px;
	background: var(--ar-soft);
	color: var(--ar-teal);
	font-size: 12px;
	font-weight: 900;
	text-transform: uppercase;
}

.ar-download-list h3 {
	margin: 18px 0 0;
	font-size: 21px;
	line-height: 1.15;
}

.ar-download-list p {
	margin: 12px 0 20px;
	color: var(--ar-muted);
	line-height: 1.65;
}

.ar-download-list a {
	display: inline-flex;
	width: fit-content;
	align-items: center;
	justify-content: center;
	min-height: 42px;
	margin-top: auto;
	padding: 0 14px;
	border-radius: 8px;
	background: var(--ar-blue);
	color: #fff;
	font-size: 13px;
	font-weight: 900;
}

.ar-benefits {
	display: grid;
	grid-template-columns: repeat(5, 1fr);
	gap: 14px;
}

.ar-benefits div {
	padding: 22px;
}

.ar-benefits strong,
.ar-benefits span {
	display: block;
}

.ar-benefits strong {
	font-size: 18px;
	font-weight: 900;
}

.ar-benefits span {
	margin-top: 8px;
	color: var(--ar-muted);
	line-height: 1.55;
}

.ar-faq-layout {
	display: grid;
	grid-template-columns: minmax(0, .8fr) minmax(360px, 1fr);
	gap: 42px;
}

.ar-faq-layout h2 {
	margin: 0;
	color: var(--ar-ink);
	font-size: clamp(34px, 4vw, 54px);
	line-height: 1.05;
	font-weight: 900;
}

.ar-faq-layout p {
	color: var(--ar-muted);
	line-height: 1.7;
}

.ar-faq {
	display: grid;
	gap: 12px;
}

.ar-faq details {
	padding: 18px 20px;
}

.ar-faq summary {
	cursor: pointer;
	font-weight: 900;
}

.ar-faq p {
	margin-bottom: 0;
}

.ar-contact {
	padding: 90px 0;
	background:
		linear-gradient(120deg, rgba(23, 38, 53, .98), rgba(31, 95, 143, .86) 58%, rgba(27, 154, 138, .78)),
		linear-gradient(90deg, transparent 0 70%, rgba(215, 168, 77, .2) 70% 100%);
	color: #fff;
}

.ar-contact h2 {
	color: #fff;
}

.ar-contact p {
	max-width: 620px;
	color: rgba(255, 255, 255, .76);
	line-height: 1.75;
}

.ar-contact__grid {
	display: grid;
	grid-template-columns: minmax(0, 1fr) minmax(330px, 470px);
	gap: 46px;
	align-items: start;
}

.ar-contact-list {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: 12px;
	margin-top: 24px;
}

.ar-contact-list a,
.ar-contact-list button,
.ar-contact-list div {
	min-height: 112px;
	padding: 16px;
	border: 1px solid rgba(255, 255, 255, .18);
	border-radius: 10px;
	background: rgba(255, 255, 255, .08);
	color: #fff;
	font: inherit;
	text-align: left;
	cursor: pointer;
}

.ar-contact-list strong,
.ar-contact-list span {
	display: block;
}

.ar-contact-list strong {
	color: var(--ar-gold);
	font-size: 13px;
	text-transform: uppercase;
}

.ar-contact-list span {
	margin-top: 8px;
	line-height: 1.45;
	font-weight: 800;
}

.ar-form {
	display: grid;
	gap: 14px;
	padding: 26px;
	background: #fff;
	border-radius: 12px;
	box-shadow: var(--ar-shadow);
}

.ar-form label,
.ar-form span {
	display: block;
}

.ar-form span {
	margin-bottom: 7px;
	color: var(--ar-ink);
	font-size: 13px;
	font-weight: 900;
}

.ar-form input,
.ar-form select,
.ar-form textarea {
	width: 100%;
	border: 1px solid var(--ar-line);
	border-radius: 8px;
	padding: 13px 14px;
	color: var(--ar-ink);
	font: inherit;
	font-weight: 700;
}

.ar-form textarea {
	resize: vertical;
}

.ar-form .ar-btn {
	width: 100%;
	border: 0;
	cursor: pointer;
}

.ar-footer {
	background: #fff;
}

.ar-footer__grid {
	display: grid;
	grid-template-columns: 1.2fr .7fr .8fr;
	gap: 34px;
	padding: 42px 0;
}

.ar-footer p {
	max-width: 390px;
	color: var(--ar-muted);
	line-height: 1.7;
}

.ar-footer strong,
.ar-footer a {
	display: block;
}

.ar-footer > .ar-container > div > strong {
	margin-bottom: 12px;
}

.ar-footer a {
	margin-top: 9px;
	color: var(--ar-muted);
	font-weight: 800;
}

.ar-footer__bottom {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	gap: 8px 18px;
	padding: 18px;
	border-top: 1px solid var(--ar-line);
	color: var(--ar-muted);
	text-align: center;
	font-size: 14px;
	font-weight: 800;
}

.ar-footer__bottom a {
	display: inline;
	margin: 0;
	color: var(--ar-teal);
}

.ar-advisor-widget {
	position: fixed;
	right: 22px;
	bottom: 22px;
	z-index: 80;
	display: grid;
	justify-items: end;
	gap: 10px;
}

.ar-advisor-widget__toggle {
	position: relative;
	min-height: 54px;
	padding: 0 18px;
	border: 0;
	border-radius: 999px;
	background: var(--ar-gold);
	color: #111827;
	font: inherit;
	font-size: 14px;
	font-weight: 900;
	box-shadow: 0 18px 44px rgba(23, 38, 53, .28);
	cursor: pointer;
}

.ar-advisor-widget__toggle::before {
	position: absolute;
	inset: -7px;
	border: 1px solid rgba(215, 168, 77, .45);
	border-radius: inherit;
	content: "";
	animation: ar-pulse 2.4s ease-out infinite;
}

.ar-advisor-widget__panel {
	width: min(320px, calc(100vw - 32px));
	display: none;
	gap: 8px;
	padding: 16px;
	border: 1px solid rgba(255, 255, 255, .16);
	border-radius: 14px;
	background: rgba(23, 38, 53, .97);
	color: #fff;
	box-shadow: 0 24px 70px rgba(3, 12, 22, .32);
}

.ar-advisor-widget.is-open .ar-advisor-widget__panel {
	display: grid;
	animation: ar-panel-in .22s ease both;
}

.ar-advisor-widget__panel strong,
.ar-advisor-widget__panel p {
	display: block;
	margin: 0;
}

.ar-advisor-widget__panel p {
	margin-top: 5px;
	color: rgba(255, 255, 255, .7);
	font-size: 13px;
	line-height: 1.5;
}

.ar-advisor-widget__panel button {
	min-height: 44px;
	padding: 0 12px;
	border: 1px solid rgba(255, 255, 255, .14);
	border-radius: 8px;
	background: rgba(255, 255, 255, .08);
	color: #fff;
	font: inherit;
	font-weight: 900;
	text-align: left;
	cursor: pointer;
}

.ar-advisor-widget__panel button:hover {
	background: rgba(255, 255, 255, .16);
}

[data-animate] {
	opacity: 0;
	transform: translateY(24px);
	transition: opacity .55s ease, transform .55s ease;
}

[data-animate].is-visible {
	opacity: 1;
	transform: translateY(0);
}

.ar-btn:focus-visible,
.ar-service-card button:focus-visible,
.ar-request-tabs button:focus-visible,
.ar-request-buttons button:focus-visible,
.ar-form input:focus-visible,
.ar-form select:focus-visible,
.ar-form textarea:focus-visible,
.ar-request-panel select:focus-visible {
	outline: 3px solid rgba(215, 168, 77, .58);
	outline-offset: 3px;
}

@keyframes ar-float {
	0%,
	100% {
		transform: translateY(0);
	}
	50% {
		transform: translateY(-12px);
	}
}

@keyframes ar-panel-in {
	from {
		opacity: 0;
		transform: translateY(8px);
	}
	to {
		opacity: 1;
		transform: translateY(0);
	}
}

@keyframes ar-pulse {
	0% {
		opacity: .9;
		transform: scale(.96);
	}
	100% {
		opacity: 0;
		transform: scale(1.18);
	}
}

@media (max-width: 1080px) {
	.ar-nav,
	.ar-header__cta {
		display: none;
	}

	.ar-menu-toggle {
		display: block;
	}

	.ar-nav.is-open {
		position: absolute;
		left: 18px;
		right: 18px;
		top: 82px;
		display: grid;
		gap: 4px;
		padding: 16px;
		border: 1px solid var(--ar-line);
		border-radius: 10px;
		background: #fff;
		box-shadow: var(--ar-shadow);
	}

	.ar-hero__grid,
	.ar-split,
	.ar-split--reverse,
	.ar-contact__grid,
	.ar-faq-layout,
	.ar-quote-system__grid,
	.ar-advisor-flow__grid,
	.ar-downloads__grid {
		grid-template-columns: 1fr;
	}

	.ar-trust__grid,
	.ar-card-grid,
	.ar-proof-grid,
	.ar-contact-list,
	.ar-photo-strip__grid,
	.ar-advisor-actions {
		grid-template-columns: repeat(2, 1fr);
	}

	.ar-timeline,
	.ar-benefits {
		grid-template-columns: repeat(2, 1fr);
	}

	.ar-downloads__intro {
		position: static;
	}

	.ar-hero-visual {
		min-height: 500px;
	}

	.ar-hero-visual__slider {
		width: 100%;
		height: 500px;
	}
}

@media (max-width: 720px) {
	.ar-header__inner {
		min-height: 68px;
	}

	.ar-brand {
		min-width: 204px;
		min-height: 52px;
		padding: 8px 10px;
	}

	.ar-brand__logo {
		width: 182px;
		max-height: 42px;
	}

	.ar-hero__grid {
		min-height: auto;
		padding: 54px 0;
	}

	.ar-hero h1 {
		font-size: 42px;
	}

	.ar-hero-card__stats,
	.ar-hero-visual__stats,
	.ar-trust__grid,
	.ar-card-grid,
	.ar-proof-grid,
	.ar-timeline,
	.ar-benefits,
	.ar-contact-list,
	.ar-footer__grid,
	.ar-photo-strip__grid,
	.ar-download-list,
	.ar-request-tabs,
	.ar-request-buttons,
	.ar-request-actions {
		grid-template-columns: 1fr;
	}

	.ar-hero-live {
		width: 100%;
		justify-content: center;
	}

	.ar-footer__bottom {
		flex-direction: column;
	}

	.ar-hero-visual {
		min-height: auto;
	}

	.ar-hero-visual__slider {
		height: 390px;
		border-width: 6px;
	}

	.ar-hero-visual__mini,
	.ar-hero-visual__stats {
		position: static;
		width: 100%;
		margin-top: 12px;
	}

	.ar-hero-visual__stats div + div {
		border-left: 0;
		border-top: 1px solid var(--ar-line);
	}

	.ar-photo-strip {
		padding-top: 16px;
	}

	.ar-photo-strip figure {
		min-height: 230px;
		aspect-ratio: 4 / 3;
	}

	.ar-section,
	.ar-contact,
	.ar-quote-system,
	.ar-advisor-flow,
	.ar-downloads {
		padding: 58px 0;
	}

	.ar-advisor-actions,
	.ar-request-summary {
		grid-template-columns: 1fr;
	}

	.ar-request-summary button {
		grid-row: auto;
		grid-column: auto;
	}

	.ar-section__head {
		display: block;
	}

	.ar-section__head div + p {
		margin-top: 18px;
	}

	.ar-panel,
	.ar-form,
	.ar-request-board,
	.ar-request-panel {
		padding: 22px;
	}

	.ar-advisor-widget {
		right: 14px;
		bottom: 14px;
	}

	.ar-advisor-widget__toggle {
		min-height: 50px;
		padding: 0 14px;
	}
}

@media (prefers-reduced-motion: reduce) {
	html {
		scroll-behavior: auto;
	}

	*,
	*::before,
	*::after {
		animation-duration: .01ms !important;
		animation-iteration-count: 1 !important;
		scroll-behavior: auto !important;
		transition-duration: .01ms !important;
	}

	[data-animate] {
		opacity: 1;
		transform: none;
	}
}